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In a medium saucepan, heat the oil on medium heat.
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Add the onions, peppers,cumin, cayenne, and salt and sauté for about 5 minutes until onions are transparent.
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Add the garlic and sauté for a minute more.
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While the onions, peppers and spices are cooking, purée the tomato in your food processor to make about a cup of sauce. If it doesn't make a cup, either add more tomato or add water until you have a full cup.
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Add the rice and tomato purée to the onion mixture and stir for 1-2 minutes.
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Add the water and bring to a boil.
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Cover tightly and reduce the heat to simmer. Simmer gently for 15 minutes.
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Remove from heat and allow to sit for 5 minutes before lifting the lid.
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Fluff the rice and serve.